Car and Home Insurance Review Prompt

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Money

Check if you are overpaying for insurance

A checklist and questions to compare car and home quotes fairly.

The prompt
Help me review our car and home insurance.

Our current policies (paste the coverage summary or declarations page for each, with policy numbers removed):
[paste]
Changes since we bought them: [new driver, renovation, paid-off car].

Please give me:
1. A plain-language summary of what our coverage means.
2. Questions to ask our current insurer about discounts.
3. A checklist for getting comparison quotes so they are apples to apples.
4. A comparison table I can fill in.

I will contact insurers and make any change myself. This is not financial advice.

If you need anything else from me, ask up to three quick questions first. Then give me the finished result.
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How to use it

  1. Fill in the details in brackets: [paste], [new driver, renovation, paid-off car]. Use the "Fill in your family once" box and the common ones fill themselves; you can also edit them after pasting.
  2. Tap Copy prompt.
  3. Open ChatGPT, Claude, Gemini or Meta AI, start a new chat and paste it in.
  4. Answer the few quick questions it asks, then use the finished result. Anything that involves paying, signing or messaging someone stays with you.

What you will get

  • A plain-language summary of what our coverage means
  • Questions to ask our current insurer about discounts
  • A checklist for getting comparison quotes so they are apples to apples
  • A comparison table I can fill in

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