Find the subscriptions you forgot, lower the internet bill, check a medical bill, compare childcare and set up an allowance. These prompts organize the numbers and write the call scripts. They are not financial advice, and every payment stays with you.
Every recurring charge found and ranked, so you keep what you use.
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Help me find and cut subscriptions.
Here are the recurring charges from my bank and card statements (I removed account numbers):
[paste the charges]
Please give me:
1. A table of every subscription: name, monthly cost, yearly cost and category.
2. Likely duplicates or overlaps (two streaming services, two cloud storage plans).
3. A ranked list of what to cancel, downgrade or keep, with the yearly savings for each.
4. Short cancel steps for the common ones, noting that services change their menus so I may need to look for the current path.
I will cancel anything myself.
If you need anything else from me, ask up to three quick questions first. Then give me the finished result.
Every return listed with its deadline and steps, so no refund slips away.
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Help me deal with the returns piling up.
Here are the items I need to return:
[list item, store, purchase date and whether it was online or in-store]
Please give me:
1. A list sorted by return deadline, with the typical return window for each store (marked to double-check).
2. The steps for each return: online label, in-store, or drop-off.
3. A route if several can be done in one errand trip.
4. A tracker table for refunds: item, amount, returned date, refund received.
If you need anything else from me, ask up to three quick questions first. Then give me the finished result.
A call script and the offers to ask for, to bring the bill down.
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Help me lower our internet and phone bills.
Current plans: [provider, plan, monthly price, how long we have had it].
What we actually use: [speeds, data].
Please give me:
1. Whether we are likely paying too much and what a reasonable price usually looks like, marked to double-check against current offers, since prices change.
2. A step-by-step call script to ask for a better rate, including what to say if they say no.
3. The questions to ask about contracts, fees and promo end dates.
4. When switching providers is worth it, and the steps.
I will make the call myself.
If you need anything else from me, ask up to three quick questions first. Then give me the finished result.
Help me make a simple family budget.
Our monthly take-home pay: [amount].
Our main costs: [rent or mortgage, childcare, car, insurance, groceries, etc.].
Or paste last month's spending here (with account numbers removed):
[paste]
Please give me:
1. A one-page monthly budget with categories that make sense for a family.
2. Where we seem to be overspending compared to typical families.
3. Three changes that would free up the most money.
4. A 15-minute monthly check-in routine to stay on track.
This is for organizing, not financial advice.
If you need anything else from me, ask up to three quick questions first. Then give me the finished result.
Daycare, nanny, share and family care compared on real costs.
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Help me compare childcare options.
About us: kids aged [kids' ages], in [your town]. Hours we need: [hours]. Budget: [amount per month].
The options I am considering:
[list each with cost, hours, location and notes]
Please give me:
1. A side-by-side table of total monthly cost, including commute time, extras and taxes for a nanny.
2. Pros and cons of each for kids these ages.
3. Questions to ask each provider.
4. Hidden costs people often miss.
Tell me which parts depend on local rules or tax advice I should confirm with a professional.
If you need anything else from me, ask up to three quick questions first. Then give me the finished result.
Help me set up an allowance system for my kids.
About us: kids aged [kids' ages]. Budget: [amount per week total]. Goals: [saving, giving, responsibility].
Please give me:
1. A recommended amount for each age, and whether to tie it to chores.
2. Simple rules for spending, saving and giving.
3. A tracking table I can print or keep in a notes app.
4. How to handle common questions: advances, lost money, birthday money.
If you need anything else from me, ask up to three quick questions first. Then give me the finished result.
Your shortlist compared side by side, with a clear pick.
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Help me choose a [car seat, stroller, bike, crib, laptop] for my child.
About us: kids aged [kids' ages]. Budget: [amount]. What matters: [safety, size, weight, price, durability]. Our car or space: [details].
The models I am looking at (paste names, prices and the key specs from the product pages):
[paste the options]
Please give me:
1. The features that matter most for this purchase at my child's age, and which ones are marketing.
2. A side-by-side table of my options on those features.
3. Your top pick and a runner-up for us, and why.
4. What to check before buying: current safety standards, recalls, return policy and fit in our car or home.
Treat any model details you know as possibly out of date; trust what I pasted.
If you need anything else from me, ask up to three quick questions first. Then give me the finished result.
A checklist and questions to compare car and home quotes fairly.
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Help me review our car and home insurance.
Our current policies (paste the coverage summary or declarations page for each, with policy numbers removed):
[paste]
Changes since we bought them: [new driver, renovation, paid-off car].
Please give me:
1. A plain-language summary of what our coverage means.
2. Questions to ask our current insurer about discounts.
3. A checklist for getting comparison quotes so they are apples to apples.
4. A comparison table I can fill in.
I will contact insurers and make any change myself. This is not financial advice.
If you need anything else from me, ask up to three quick questions first. Then give me the finished result.
Errors spotted and a call script ready before you pay.
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Help me check a medical bill before I pay it.
The bill (with account and member numbers removed):
[paste the bill lines]
The insurance explanation of benefits for the same visit, if I have it:
[paste it]
Please give me:
1. A plain-language explanation of each charge and what insurance says it covered.
2. Anything that looks wrong: duplicate charges, services we did not get, or amounts that do not match the explanation of benefits.
3. A step-by-step call script for the billing office and for the insurer, including how to ask for an itemized bill, a payment plan or a prompt-pay discount.
4. A short tracker for the call: date, who I spoke to, what they said, next step.
I will make the calls and any payment myself. This is not financial or legal advice.
If you need anything else from me, ask up to three quick questions first. Then give me the finished result.
Fees, cancellation terms and the fine print in plain language.
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Help me understand a contract before I sign it.
The contract or enrollment agreement (pasted, with names and account numbers removed):
[paste the contract text]
Please give me:
1. A plain-language summary: what we pay, when, and what we get.
2. Every fee, deposit, late charge and price-increase clause, in a table.
3. The cancellation, withdrawal and refund terms, and what happens if we miss days or leave early.
4. Anything unusual or one-sided compared with typical agreements of this kind.
5. Five questions to ask before signing.
I will decide and sign myself. Tell me where I should get a professional opinion; this is not legal advice.
If you need anything else from me, ask up to three quick questions first. Then give me the finished result.